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Carrboro, NC – The Town of Carrboro announced an improvement in the Carrboro Fire Rescue Department’s Insurance Services Office (ISO) Public Protection Classification (PPC) evaluation. The report indicated the department would improve from a Class 3 to a Class 2 for fire insurance. This new rating places Carrboro in the top three percent of communities in North Carolina, and the top four percent of communities nationwide in regards to fire protection abilities. Additionally, Carrboro Fire Rescue also received the evaluation for South Orange Fire District. The scoring improves from a Class 5 to a Class 4 for fire insurance.
ISO is a leading source of information about property/casualty insurance risk and currently evaluates more than 42,000 public fire service providers nationwide. Through the PPC program, ISO evaluates municipal fire-protection efforts in communities throughout the United States. A community’s investment in fire mitigation is a proven and reliable predictor of future fire losses. Insurance companies use PPC information to help establish fair premiums for fire insurance, which generally offers lower premiums in communities with better protection. Many communities use the PPC as a benchmark for measuring the effectiveness of their fire-protection services. The PPC program is also a tool that helps communities plan, budget and justify improvements.
The classification revision follows a thorough evaluation of three broad areas: Emergency Communications, Water Supply and the Fire Department. ISO rates communities on a scale of one to ten. A rating of one indicates the highest level of fire protection, while a ten shows an undeniable need for improvement in all areas of public protection. These ratings are then used by insurance companies to establish fair premiums for commercial and residential insurance.
“I am proud of our organization and appreciate all of their hard work and dedication.” “This was also a team effort with our partnering agencies; Orange Water and Sewer Authority (OWASA), and Orange County Emergency Communications.” The businesses and residents stand to benefit from the improved ratings.